Insurance

THROUGH DECEMBER 31, 2026 Dr. Stephens is in Network for Aetna (Sunlife, Principal) and Cigna.

Delta Dental is the only provider who pays the patient back direct, so you would need to pay us first, then Delta reimburses you.

Although we might not be in network with your provider, we can still submit to any insurance company, you would just be responsible for the remaining balance.

If you’re unsure on the process for insurance, please reach out to our office at (573) 581-1054 or via our contact form for more information.

Important Notice: Changes to Insurance Coverage Beginning January 1, 2027

We want to make sure our patients have plenty of time to plan ahead for an important change at our practice. Effective January 1, 2027, we will be transitioning to an out-of-network provider with all dental insurance plans.

What this means for you:

• We will still submit claims to your insurance company on your behalf
• Your insurer will either pay us or reimburse you directly based on your plan’s out-of-network benefits
• You will be responsible for the difference between the insurance payment and the cost of your care at the time of service

We are committed to keeping quality dental care accessible and are pleased to offer in-office discount options to help offset costs. Our team is happy to answer any questions and help you understand how this change may affect your care.

Book today

Are you ready to take your dental health to a whole new level? Find an appointment that fits your schedule - for services you actually need - from a dentist that actually cares. Give us a call at (573) 581-1054 or complete our online form to schedule an appointment. You'll be on your way to our top-notch dental team in no time.

We are currently unable to take walk-ins or same-day appointments, but our team will get you in as quickly as possible to ensure you get the quickest care possible.